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ActiveMLS #: 127533921 / 44Get an accurate number
ActiveMLS #: 127533921 / 445 Beds · 2.5 Baths · 3,300 sq ft
$625,000
3617 Emerald Road, Elgin IL, 60124
Est. payment: $4,436/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$189
Built in
2020
Property size
3,300 sq ft
Property type
Detached Single
Listed by Roger Guzzi with RE/MAX At Home
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Better than new and priced below comparable new construction in the highly sought-after Ponds of Stony Creek, this stunning Normandy model offers premium upgrades that simply aren't included in today's builder packages. Skip the wait, avoid the added expense of upgrades, and move right into a home that's been thoughtfully enhanced and impeccably maintained. A dramatic two-story foyer welcomes you inside, opening to a formal dining room and an expansive family room that flows seamlessly into the gourmet kitchen-the true heart of the home. Designed for both everyday living and entertaining, the chef's kitchen features gleaming quartz countertops, a custom tile backsplash, an oversized island, a walk-in pantry, and professional-grade Thermador appliances rarely found at this price point. Sliding glass doors lead to a fully fenced backyard with a massive patio, creating the perfect space for entertaining guests, enjoying your morning coffee, or letting the kids and pets play freely. The versatile first-floor study offers an ideal work-from-home space and can easily serve as a first-floor bedroom. A conveniently located powder room nearby offers the potential to be expanded with a shower for added flexibility. Upstairs, the luxurious owner's suite is a true retreat, complete with two walk-in closets and a spa-inspired bath featuring a newly added oversized soaking tub. Three additional generously sized bedrooms-two with walk-in closets-provide all the space your family needs. Curb appeal abounds with a charming covered front porch, while the oversized 3-car garage offers an epoxy-coated floor and 220V wiring already installed for electric vehicle charging-another valuable upgrade you'll avoid paying extra for in new construction. Additional features include an inground sprinkler system for effortless lawn maintenance, Low-E double-pane windows, a 95% high-efficiency furnace, 13 SEER air conditioning, and a 40-gallon water heater for year-round comfort and energy efficiency. Located in a peaceful sidewalk community featuring a neighborhood park, this exceptional home is served by highly rated Community Unit School District 301 and is just minutes from the Randall Road corridor's premier shopping, dining, and entertainment options. Better than new. Loaded with upgrades. Priced below new construction. This is the opportunity you've been waiting for.
Location
3617 Emerald Road, Elgin IL, 60124
- Township
- Plato
- County
- Kane
- Subdivision
- Ponds of Stony Creek
- Area
- Elgin
Interior
- Bedrooms
- 5
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 9
- Living area
- 3,300 sq ft (Estimated)
- Interior features
- Walk-In Closet(s)
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
- Laundry
- Upper Level
- Fireplaces
- 1 (Family Room)
- Basement
- Unfinished, Bath/Stubbed, Storage Space, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- 200+ Amp Service
Exterior and lot
Listing details
- MLS number
- 12753392
- Status
- Active
- Property type
- Detached Single
- Year built
- 2020
- Town
- Elgin
- ZIP
- 60124
- Updated
- Sep 14, 2026
Estimate your payment
Term, years
Your monthly payment will be
$4,436
Principal, interest, and estimated taxes.
Loan $500,000 Down $125,000
- Principal and interest
- $3,310
- Property taxes (2024, per the listing)
- $1,126
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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