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Active Under ContractMLS #: 127418731 / 33Get an accurate number
Active Under ContractMLS #: 127418731 / 334 Beds · 2.5 Baths · 3,562 sq ft
$625,000
3626 Emerald Road, Elgin IL, 60124
Est. payment: $4,461/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$175
Built in
2021
Property size
3,562 sq ft
Lot size
0.239 acres
Property type
Detached Single
Listed by Ryan Widerberg with eXp Realty - Chicago North Ave
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to 3626 Emerald Rd, a Meticulously Maintained Single Family Home Nestled in the Highly Sought-After Ponds of Stony Creek Community! At 3,562 Sq Ft of Finished Living Space, Plus an Additional 1,754 Unfinished Sq Footage in the Basement, This Oxford Floor Plan is One of the Largest Models and Has Potential to be 5,300+ of Living Space! This Incredible 4 Bed, 2.5 Bath Two-Story Home Also Offers a Versatile 1st-Floor Office w/ Possible 5th Bedroom, Upstairs Loft, Dual Staircases, 3 Walk-In Closets, a Huge Unfinished Basement & a 3-Car Epoxy-Coated Garage! Enter Through the Towering Two-Story Foyer, Which Flows Directly into the Formal Living & Dining Room, Perfect for Entertaining! Continue Back to the Open-Concept Family Room, Sitting Open to the Breakfast Area & Kitchen for the Ultimate Everyday Living Space! The Modern Kitchen Features an Oversized Island w/ Bar Stool Seating & Two Separate Pantries for All Your Storage Needs! Sliding Glass Doors off the Breakfast Area Lead to Your Brick Paver Patio (2024), a Great Spot for Morning Coffee or Evening Get-Togethers! The Office, Powder Room & Laundry Room are All Conveniently Tucked Along the Garage Entryway! Choose From Two Staircases to Make Your Way Upstairs to the Huge Owner's Suite, Complete w/ Coffered Ceilings, a Massive Walk-In Closet & Private Ensuite Bath! A Flexible Loft Space Rounds Out the 2nd Floor, w/ Room to Add Another Bedroom if Desired! The Massive Unfinished Basement Offers Tons of Storage Space & Comes Complete w/ a 2nd Refrigerator & Freezer - Plus a Rough-In Already in Place for an Additional Full Bathroom, Making This a Wonderful Blank Canvas to Add Your Own Finishing Touches! Tons of Updates & Extras Include: Interior Partially Repainted (2025), Lighting Fixture Upgrades (2022 & 2024), Washer & Dryer (2021), Brick Paver Patio (2024), 3-Car Epoxy-Coated Garage, 2nd Refrigerator & Freezer in Basement, Basement Bathroom Rough-In, Radon Mitigation System, Built-In WiFi Connectivity System, 200 Amp Electrical Panel, Sump Pump & Ejector Pit, ADT Security System w/ 3 Built-In Cameras, Honeywell Smart Thermostat & 2 Attic Access Points (Master Bedroom & Garage) for Extra Storage! Situated in a Peaceful Neighborhood, Yet Only Minutes from the Randall Road Corridor's Shopping & Entertainment. Ponds of Stony Creek is a Sidewalk Community w/ a Neighborhood Park! Highly Acclaimed Community Unit School District 301!
Location
3626 Emerald Road, Elgin IL, 60124
- Township
- Plato
- County
- Kane
- Subdivision
- Ponds of Stony Creek
- Area
- Elgin
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 11
- Living area
- 3,562 sq ft (Builder)
- Interior features
- Cathedral Ceiling(s), Walk-In Closet(s), Coffered Ceiling(s), Separate Dining Room, Pantry, Quartz Counters
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier
- Laundry
- Main Level, Gas Dryer Hookup, In Unit
- Fireplaces
- 1 (Family Room)
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- 200+ Amp Service
Exterior and lot
Listing details
- MLS number
- 12741873
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 2021
- Town
- Elgin
- ZIP
- 60124
- Updated
- Sep 14, 2026
Estimate your payment
Term, years
Your monthly payment will be
$4,461
Principal, interest, and estimated taxes.
Loan $500,000 Down $125,000
- Principal and interest
- $3,310
- Property taxes (2025, per the listing)
- $1,151
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Similar properties
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