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ActiveMLS #: 127449191 / 24Get an accurate number
ActiveMLS #: 127449191 / 244 Beds · 2.5 Baths · 1,724 sq ft
$449,900
1581 Madison Avenue, St. Charles IL, 60174
Est. payment: $3,068/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$261
Built in
1978
Property size
1,724 sq ft
Lot size
0.2131 acres
Property type
Detached Single
Listed by James Diestel with Fulton Grace Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Priced to sell!!! Freshly painted and filled with updates, this spacious 2-story home offers an exceptional combination of comfort, style, and location. Step inside to a bright, inviting interior featuring an open floor plan, generously sized rooms, and a fresh neutral color palette throughout. New luxury vinyl flooring flows seamlessly across the main level, staircase, and upstairs hallway, creating a modern and cohesive feel. The updated kitchen is both stylish and functional, featuring gray shaker cabinets, butcher block countertops, a classic subway tile backsplash, and a spacious eat-in area that is perfect for everyday meals or entertaining. The home's versatile layout provides plenty of room for both comfortable living and gathering with family and friends. A large finished basement adds even more usable living space and includes a full bathroom. Whether you envision a recreation room, home office, guest area, gym, or additional family room, this lower-level space offers endless possibilities. Outside, the expansive fenced backyard is sure to impress. Enjoy summer evenings on the stamped concrete patio, gather around the fire pit, or take advantage of the generous yard for entertaining, relaxing, and everyday outdoor enjoyment. The privacy and size of this backyard are a rare find. Numerous improvements provide added value and peace of mind, including a new complete tear-off roof with blown-in insulation and ridge vent, newer windows and gutters, stamped concrete patio, updated garage floor, front stoop, and epoxy-coated concrete walkway. Ideally located within a highly sought-after school district and just over a mile from downtown St. Charles, this home puts you close to exceptional restaurants, shopping, parks, festivals, entertainment, and all the amenities that make St. Charles such a desirable community. Fresh, updated, spacious, and move-in ready-this is a home you'll want to see in person!
Location
1581 Madison Avenue, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Subdivision
- Cambridge East
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 11
- Living area
- 1,724 sq ft (Assessor)
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
- Laundry
- Gas Dryer Hookup, In Unit
- Flooring
- Laminate
- Fireplaces
- 1 (Family Room)
- Basement
- Finished, Crawl Space, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
Exterior and lot
- Style
- Traditional
Listing details
- MLS number
- 12744919
- Status
- Active
- Property type
- Detached Single
- Year built
- 1978
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 21, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,068
Principal, interest, and estimated taxes.
Loan $359,920 Down $89,980
- Principal and interest
- $2,382
- Property taxes (2024, per the listing)
- $686
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 9:44 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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