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Active Under ContractMLS #: 127302841 / 23Get an accurate number
Active Under ContractMLS #: 127302841 / 233 Beds · 2 Baths · 1,265 sq ft
$450,000
1212 Dean Street, St. Charles IL, 60174
Est. payment: $2,927/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$356
Built in
1904
Property size
1,265 sq ft
Lot size
0.3 acres
Property type
Detached Single
Listed by Kelly Lach with HomeSmart Connect LLC
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
RARE DOUBLE LOT IN DOWNTOWN ST. CHARLES WITH THE ULTIMATE HEATED & COOLED GARAGE/WORKSHOP! Nearly a half acre in one of St. Charles' most sought-after locations, a short walk to downtown restaurants, shopping, parks, the Fox River, and everything that makes this community what it is. The home itself is charming and thoughtfully updated: 3 bedrooms, 2 baths, and a versatile floor plan anchored by a first-floor bedroom, full bath, and laundry. Beautifully updated bathrooms ('22), Andersen windows, updated plumbing and electrical ('05), furnace and tankless water heater ('22). The kitchen has recently been opened to the dining area, making it an easy place to gather. But the showstopper is out back. The heated, cooled, and fully insulated garage/workshop features an 11'5" overhead door and loft storage, room enough for contractors, mechanics, hobbyists, and car enthusiasts, or for a home business, boats, campers, and RVs. Year-round comfort means the projects never have to stop. The yard matches it. A fully fenced double lot with a newly finished deck, a beautiful fire pit area, mature trees, and a custom-built playset loaded with swings, a slide, sandbox, loft, and climbing features. A double lot, an updated home, an exceptional workshop, and an unbeatable downtown location, that combination is almost impossible to find. Endless possibilities await. Multiple offers received! Please submit offers by Sunday 8/16 at 6 PM. Thank you!
Location
1212 Dean Street, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Total rooms
- 6
- Living area
- 1,265 sq ft (Assessor)
- Interior features
- 1st Floor Bedroom, 1st Floor Full Bath
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
- Laundry
- Main Level
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers, 100 Amp Service
Exterior and lot
- Construction
- Vinyl Siding
- Roof
- Asphalt
Listing details
- MLS number
- 12730284
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1904
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Aug 18, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,927
Principal, interest, and estimated taxes.
Loan $360,000 Down $90,000
- Principal and interest
- $2,383
- Property taxes (2025, per the listing)
- $544
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 10:35 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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