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ActiveMLS #: 127442691 / 37Get an accurate number
ActiveMLS #: 127442691 / 374 Beds · 3.5 Baths · 3,282 sq ft
$499,999
1112 Spinnaker Street, Elgin IL, 60123
Est. payment: $3,675/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$152
Built in
2000
Property size
3,282 sq ft
Lot size
0.21 acres
Property type
Detached Single
Listed by Teresa Stultz with Premier Living Properties
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Fabulous two story home in Willow Bay has no neighbors behind you! Gorgeous sunsets will be yours to enjoy all year long in this beautiful 5 bedroom home! The two story foyer with custom staircase greets your guests in style. Elegant living and dining rooms are perfect for entertaining and special holidays. The island kitchen with eat in area is open to the generous sized family room with fireplace for that open floor plan. The kitchen features granite counters, stainless appliances, pantry and hardwood floors and offers direct access to deck and yard. A powder room and mud room/laundry center round out the first floor. Upstairs boasts four bedrooms and 2 beautiful baths. The Primary Suite is a retreat in itself with volume ceilings and spa like bath with separate tub and shower and HUGE walk in closet. The remaining bedrooms share a well equipped hall bath. The lower level is finished professionally with game room, gorgeous bar, 2nd family room, bedroom, exercise room, full 3rd bath and storage room. Additional highlights include: fenced yard, huge party deck, screened in porch, attached 2 car garage has epoxy floors and pull down stairs to floored storage! New Roof and Gutters in 2020, New HVAC in 2019, new pool in 2025, impeccably maintained inside and out! Great location just minutes to Randall Rd shopping, restaurants and more- This house is amazing!
Location
1112 Spinnaker Street, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Subdivision
- Willow Bay
- Area
- Elgin
Interior
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Total rooms
- 13
- Living area
- 3,282 sq ft (Assessor)
- Interior features
- Wet Bar, Built-in Features, Walk-In Closet(s)
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Humidifier
- Laundry
- Main Level, Gas Dryer Hookup, In Unit
- Flooring
- Hardwood
- Fireplaces
- 1 (Family Room)
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
Listing details
- MLS number
- 12744269
- Status
- Active
- Property type
- Detached Single
- Year built
- 2000
- Town
- Elgin
- ZIP
- 60123
- Updated
- Sep 16, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,675
Principal, interest, and estimated taxes.
Loan $399,999 Down $100,000
- Principal and interest
- $2,648
- Property taxes (2025, per the listing)
- $1,027
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 7:10 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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