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ActiveMLS #: 127291701 / 61Get an accurate number
ActiveMLS #: 127291701 / 614 Beds · 2.5 Baths · 3,960 sq ft
$499,900
3020 Chalkstone Avenue, Elgin IL, 60124
Est. payment: $3,627/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$126
Built in
2005
Property size
3,960 sq ft
Lot size
0.2 acres
Property type
Detached Single
Listed by Matthew Kombrink with One Source Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to this spacious 4-bedroom, 2.5-bath cedar two-story home in the desirable Providence neighborhood of Elgin. Set on a beautifully landscaped lot, the home features a 2.5-car attached garage, private backyard patio, and a convenient location just steps from neighborhood parks and trails, with easy access to the hospital, Elgin Community College, and the interstate. Inside, modern neutral decor, laminate flooring, and an open floorplan create a bright and inviting atmosphere. The main level offers a comfortable living room, formal dining room, and welcoming family room with a stone fireplace and direct access to the backyard. The eat-in kitchen features a closet pantry and tile backsplash, while a first-floor home office, powder room, and laundry room add everyday convenience. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath with double-bowl vanity, plus a versatile loft area ideal for a second office, playroom, or additional living space. A partial basement with crawl space provides extra storage and flexibility. Recent updates include a newer roof, water heater, and exterior paint. A low HOA fee includes access to the neighborhood clubhouse, and the home is served by Central School District.
Location
3020 Chalkstone Avenue, Elgin IL, 60124
- Township
- Elgin
- County
- Kane
- Subdivision
- Providence
- Area
- Elgin
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 10
- Living area
- 3,960 sq ft (Estimated)
- Interior features
- Walk-In Closet(s)
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
- Laundry
- Main Level
- Fireplaces
- 1 (Family Room)
- Basement
- Crawl Space, Partial
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
Exterior and lot
- Construction
- Cedar
Listing details
- MLS number
- 12729170
- Status
- Active
- Property type
- Detached Single
- Year built
- 2005
- Town
- Elgin
- ZIP
- 60124
- Updated
- Sep 18, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,627
Principal, interest, and estimated taxes.
Loan $399,920 Down $99,980
- Principal and interest
- $2,647
- Property taxes (2025, per the listing)
- $980
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 6:27 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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