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ActiveMLS #: 127403851 / 40Get an accurate number
ActiveMLS #: 127403851 / 403 Beds · 2 Baths · 2,350 sq ft
$195,000
904 E Water Street, Pontiac IL, 61764
Est. payment: $1,290/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$83
Built in
1900
Property size
2,350 sq ft
Lot size
0.2 acres
Property type
Detached Single
Listed by Jeffrey Hamilton with RE/MAX Rising
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to this corner lot home on Water Street in Pontiac. This inviting home offers comfortable living with a practical layout and open concept updated kitchen. Inside you will find two living rooms and a full bath on the first floor with sliding doors to the deck. Upstairs you'll find 3 bedrooms and a fully remodeled bathroom. The basement has a large laundry room, a bonus room, storage area, and a possible additional family room. Walk out the front door and you'll love the wrap around porch and attached oversized treated deck with an operational hot tub that is only a few years old. Fenced in back yard leads to the heated 2 car garage with a central vacuum system already installed for crafts and woodworking. The home itself has updated 200 amp service, much of the flooring, new wiring, replacement windows, and a new kitchen with appliances that will be staying. There is also an unfinished attic that would make a great loft room. Central air and whole house vacuum add to the conveniences. This house has all the potential for a lovely family home.
Location
904 E Water Street, Pontiac IL, 61764
- Township
- Pontiac
- County
- Livingston
- Area
- Pontiac
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Total rooms
- 7
- Living area
- 2,350 sq ft (Assessor)
- Fireplaces
- 0
- Basement
- Partially Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- 200+ Amp Service
Exterior and lot
- Style
- American 4-Sq.
- Construction
- Vinyl Siding
- Lot size
- 0.2 acres (75X120)
- Garage spaces
- 2
- Parking
- Concrete, Gravel, Detached, Garage
Listing details
- MLS number
- 12740385
- Status
- Active
- Property type
- Detached Single
- Year built
- 1900
- Town
- Pontiac
- ZIP
- 61764
- Updated
- Sep 12, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,290
Principal, interest, and estimated taxes.
Loan $156,000 Down $39,000
- Principal and interest
- $1,033
- Property taxes (2025, per the listing)
- $257
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
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