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ActiveMLS #: 127146161 / 39Get an accurate number
ActiveMLS #: 127146161 / 395 Beds · 2 Baths · 1,976 sq ft
$197,000
521 W Water Street, Pontiac IL, 61764
Est. payment: $1,375/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$100
Built in
2013
Property size
1,976 sq ft
Lot size
0.14 acres
Property type
Detached Single
Listed by Star Grieff with Star Grieff Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Seller giving $4,000 credit to replace carpets! Spacious family home built in 2013 featuring a main-floor primary bedroom with full bathroom with heated tile floors and four bedrooms upstairs with second floor utility room and a bonus room that would make a great office, storage or play room. The open floor plan includes a large living room, kitchen, and dining area, creating a great space for everyday living and entertaining. The partially finished basement provides additional living space and storage. Outside you'll find a 24' x 32' detached garage and a fenced in backyard. Conveniently located close to downtown, local parks and one of Pontiacs iconic swinging bridges.
Location
521 W Water Street, Pontiac IL, 61764
- Township
- Pontiac
- County
- Livingston
- Area
- Pontiac
Interior
- Bedrooms
- 5
- Full bathrooms
- 2
- Total rooms
- 9
- Living area
- 1,976 sq ft (Assessor)
- Fireplaces
- 0
- Basement
- Partially Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Style
- Traditional
- Construction
- Vinyl Siding
- Lot size
- 0.14 acres (55 X111.75)
- Garage spaces
- 2
- Parking
- Gravel, Detached, Garage
- Total parking
- 2
Listing details
- MLS number
- 12714616
- Status
- Active
- Property type
- Detached Single
- Year built
- 2013
- Town
- Pontiac
- ZIP
- 61764
- Updated
- Sep 15, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,375
Principal, interest, and estimated taxes.
Loan $157,600 Down $39,400
- Principal and interest
- $1,043
- Property taxes (2025, per the listing)
- $332
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 6:59 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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