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Active Under ContractMLS #: 127205111 / 21Get an accurate number
Active Under ContractMLS #: 127205111 / 212 Beds · 1 Baths · 834 sq ft
$245,000
278 S MELROSE Avenue, Elgin IL, 60123
Est. payment: $1,666/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$294
Built in
1940
Property size
834 sq ft
Property type
Detached Single
Listed by Brenda D'Amore with Keller Williams Inspire - Geneva
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.
Location
278 S MELROSE Avenue, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 1
- Total rooms
- 5
- Living area
- 834 sq ft (Assessor)
- Interior features
- 1st Floor Bedroom, 1st Floor Full Bath
- Appliances
- Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
- Laundry
- Main Level
- Basement
- Unfinished, Full
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers
Exterior and lot
- Style
- Ranch
- Construction
- Aluminum Siding
- Roof
- Asphalt
- Lot features
Listing details
- MLS number
- 12720511
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1940
- Town
- Elgin
- ZIP
- 60123
- Updated
- Aug 20, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,666
Principal, interest, and estimated taxes.
Loan $196,000 Down $49,000
- Principal and interest
- $1,297
- Property taxes (2025, per the listing)
- $369
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 11:58 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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