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Active Under ContractMLS #: 127102931 / 44Get an accurate number
Active Under ContractMLS #: 127102931 / 442 Beds · 1 Baths · 725 sq ft
$239,900
677 Clark Street, Elgin IL, 60123
Est. payment: $1,631/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$331
Built in
1950
Property size
725 sq ft
Property type
Detached Single
Listed by Vilma Alvarez with Huntley Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Charming and cozy 2-bedroom, 1-bath home offering a bright, functional living space perfect for modern living. The welcoming interior layout maximizes every square foot, creating a warm atmosphere for daily relaxation and easy entertaining. The unfinished basement offers tons of potential to add even more living space, another bedroom or recreational room. Step outside to a great size deck overlooking your huge backyard, complete with an extra long driveway for ample parking. Major mechanical updates provide peace of mind, including a newer roof (2014), Furnace and Air conditioner (2019), and Hot water heater (2023). The Village of Elgin also updated the water line this year. Conveniently located near Downtown Elgin, multiple parks and easy access to Metra trains and Pace buses. Wonderful neighbors, Seller hates to leave.
Location
677 Clark Street, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 1
- Total rooms
- 4
- Living area
- 725 sq ft (Assessor)
- Appliances
- Range, Microwave, Refrigerator, Washer, Dryer
- Laundry
- Sink
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers
Exterior and lot
- Style
- Ranch
- Construction
- Vinyl Siding
- Roof
- Asphalt
- Patio and porch
- Deck
Listing details
- MLS number
- 12710293
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1950
- Town
- Elgin
- ZIP
- 60123
- Updated
- Sep 16, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,631
Principal, interest, and estimated taxes.
Loan $191,920 Down $47,980
- Principal and interest
- $1,270
- Property taxes (2025, per the listing)
- $361
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 12:15 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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