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ActiveMLS #: 127626991 / 33Get an accurate number
ActiveMLS #: 127626991 / 335 Beds · 3 Baths · 4,642 sq ft
$679,900
6N779 Il Route 31 Road, St. Charles IL, 60174
Est. payment: $4,853/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$146
Built in
1978
Property size
4,642 sq ft
Lot size
1.8 acres
Property type
Detached Single
Listed by Ryan Smith with Smith Partners & Associates
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Rarely available to the market, this extraordinary riverfront retreat offers a truly unique opportunity to own 1.8 acres of private, tranquil property. Set into the hillside and surrounded by beautiful natural scenery, this architectural gem offers more than 4,500 square feet of living space, a full brick exterior, and a walkout lower level with breathtaking views and exceptional potential. The double-door foyer serves as the central entry point to the home and opens to an inviting, spacious layout. The expansive living and dining room combination features beautiful hardwood floors, a fireplace, and a dramatic wall of sliding glass doors that frame the picturesque yard and river views while providing access to a private terrace. The updated kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, and ample space for everyday living and entertaining. The main level offers four generously sized bedrooms, along with a dedicated first-floor office. The spacious primary suite includes a beautifully appointed bathroom with a double vanity, soaking tub, and separate walk-in shower, creating a comfortable and private retreat. The walkout lower level takes the home to another level, offering the feel of a personal spa retreat with a meditation room, sauna, and fifth bedroom. The walkout provides direct access to the peaceful rear grounds, seamlessly connecting the indoor and outdoor spaces. The expansive grounds are where this property truly sets itself apart, featuring a private pond, gazebo, riverfront access, and endless possibilities to create your own outdoor sanctuary. Whether you're looking to relax, entertain, garden, or simply enjoy the privacy and beauty of the surroundings, this property offers a setting that is exceptionally difficult to find.
Location
6N779 Il Route 31 Road, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 5
- Full bathrooms
- 3
- Total rooms
- 11
- Living area
- 4,642 sq ft (Estimated)
- Fireplaces
- 1 (Family Room)
- Basement
- Finished, Full, Walk-Out Access
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Style
- Ranch
- Construction
- Brick
- Lot size
- 1.8 acres (95 x 816)
- Garage spaces
- 3
- Parking
- Attached, Garage
- Total parking
- 3
Listing details
- MLS number
- 12762699
- Status
- Active
- Property type
- Detached Single
- Year built
- 1978
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 21, 2026
Estimate your payment
Term, years
Your monthly payment will be
$4,853
Principal, interest, and estimated taxes.
Loan $543,920 Down $135,980
- Principal and interest
- $3,600
- Property taxes (2025, per the listing)
- $1,253
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 9:44 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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