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ActiveMLS #: 127615021 / 30Get an accurate number
ActiveMLS #: 127615021 / 304 Beds · 2.5 Baths · 2,627 sq ft
$449,900
2109 Chad Lane, Montgomery IL, 60538
Est. payment: $3,236/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$171
Built in
2005
Property size
2,627 sq ft
Lot size
0.17 acres
Property type
Detached Single
Listed by Chris McGary with eXp Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Space, flexibility, and thoughtful updates come together in this impressive 4-bedroom home featuring a first-floor office, finished basement, 3-car garage, and plenty of room to spread out! A freshly blacktopped driveway accented with brick ribbons leads to the welcoming covered front porch. Inside, an open and airy floor plan connects the vaulted living and dining areas with the spacious family room, creating an ideal setup for both everyday living and entertaining. The kitchen offers an abundance of 42" maple cabinetry, decorative backsplash, center island, pantry, and a refrigerator that's only two years old. Just beyond the kitchen, a bright sunroom surrounded by windows provides the perfect spot for casual dining while overlooking the backyard. A private first-floor den offers excellent flexibility as a home office, playroom, or potential 5th bedroom. A half bath and convenient laundry room with washer, dryer, and additional refrigerator/freezer complete the main level. Upstairs you'll find four generously sized bedrooms, including the primary suite with a walk-in closet and private bath featuring dual sinks, a soaking tub, and separate shower. Three additional bedrooms and another full bath provide plenty of space for family or guests. The finished basement adds an entirely new level of living space with a theater area featuring built-in speakers, an expansive recreation room, an additional flex space with French doors ideal for an office, home gym, hobby area, or playroom. There's also a large dedicated storage room. Outside, enjoy the beautifully landscaped backyard from the brick paver patio, easily accessed through the kitchen sliding glass door. The oversized 3-car garage includes heavy-duty stainless steel and wood shelving for additional storage. Major exterior improvements include a NEW ROOF, VINYL SIDING, AND GUTTERS IN 2025! For added peace of mind, the seller is also including a one-year HWA Diamond home warranty. A spacious, versatile home with multiple living areas inside and out-ready for its next owner!
Location
2109 Chad Lane, Montgomery IL, 60538
- Township
- Bristol
- County
- Kendall
- Subdivision
- Lakewood Creek West
- Area
- Montgomery
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 13
- Living area
- 2,627 sq ft (Assessor)
- Interior features
- Cathedral Ceiling(s)
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Disposal
- Laundry
- Main Level, In Unit
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers
Exterior and lot
- Style
- Traditional
- Construction
Listing details
- MLS number
- 12761502
- Status
- Active
- Property type
- Detached Single
- Year built
- 2005
- Town
- Montgomery
- ZIP
- 60538
- Updated
- Sep 19, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,236
Principal, interest, and estimated taxes.
Loan $359,920 Down $89,980
- Principal and interest
- $2,382
- Property taxes (2025, per the listing)
- $854
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
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