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ActiveMLS #: 127594191 / 53Get an accurate number
ActiveMLS #: 127594191 / 533 Beds · 2 Baths · 3,060 sq ft
$399,896
468 Locust Street, Elgin IL, 60123
Est. payment: $2,693/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$131
Built in
1910
Property size
3,060 sq ft
Lot size
0.23 acres
Property type
Detached Single
Listed by James Garry with Garry Real Estate
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Updated 3 bedroom, 2 bathroom home with a full finished basement and detached 2 car garage in Elgin! The main level features a newly updated kitchen with new cabinets, new gas stove, and new refrigerator. Dining room could be used as firsrt floor bedroom directly next to full bath. Beautifully remodeled bathrooms and fresh updates throughout. Additional improvements include a new high efficiency furnace, new air conditioner, new water heater, new electric panel, new garage doors and openers. Recent exterior updates include a newer roof and siding, Outside, enjoy a long driveway leading to the detached 2 car garage, a large backyard with plenty of room for entertaining or play. A charming south facing front porch that is perfect for enjoying your morning coffee. With numerous major updates already completed, this home offers a great opportunity to enjoy comfortable living with less to worry about.
Location
468 Locust Street, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Subdivision
- Jc and Wh Kimballs
- Area
- Elgin
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Total rooms
- 7
- Living area
- 3,060 sq ft (Assessor)
- Interior features
- 1st Floor Full Bath, Separate Dining Room
- Appliances
- Range, Refrigerator, Washer, Dryer, Range Hood
- Laundry
- Sink
- Basement
- Finished, Full
- Cooling
- Window Unit(s)
- Heating
- Natural Gas
Exterior and lot
- Construction
- Vinyl Siding
- Lot features
- Mature Trees
- Lot size
- 0.23 acres (51X200X50X205)
Listing details
- MLS number
- 12759419
- Status
- Active
- Property type
- Detached Single
- Year built
- 1910
- Town
- Elgin
- ZIP
- 60123
- Updated
- Sep 20, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,693
Principal, interest, and estimated taxes.
Loan $319,917 Down $79,979
- Principal and interest
- $2,118
- Property taxes (2025, per the listing)
- $575
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 5:52 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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