Loading homes
Back to search
ActiveMLS #: 127583471 / 33Get an accurate number
ActiveMLS #: 127583471 / 334 Beds · 2.5 Baths · 2,245 sq ft
$440,000
418 Terrace Lane, Oswego IL, 60543
Est. payment: $3,056/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$196
Built in
2001
Property size
2,245 sq ft
Lot size
0.255 acres
Property type
Detached Single
Listed by Maribel Lopez with Keller Williams Infinity
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.
Location
418 Terrace Lane, Oswego IL, 60543
- Township
- Oswego
- County
- Kendall
- Area
- Oswego
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 8
- Living area
- 2,245 sq ft (Assessor)
- Appliances
- Range, Dishwasher, Refrigerator, Washer, Dryer
- Laundry
- Main Level, In Unit
- Fireplaces
- 0
- Basement
- Finished, Partial
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
Exterior and lot
- Construction
- Vinyl Siding
- Roof
- Asphalt
- Lot features
Listing details
- MLS number
- 12758347
- Status
- Active
- Property type
- Detached Single
- Year built
- 2001
- Town
- Oswego
- ZIP
- 60543
- Updated
- Sep 19, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,056
Principal, interest, and estimated taxes.
Loan $352,000 Down $88,000
- Principal and interest
- $2,330
- Property taxes (2025, per the listing)
- $726
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Similar properties
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 4:45 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Midwest Real Estate Data LLC (MRED), if any and as amended from time to time.
Some listings have been excluded from this website. This site shows homes in Will, Kankakee, DuPage, Grundy, Kendall, Kane, LaSalle, Iroquois, Livingston, and Ford counties and the southern half of Cook County.
Any use or search of the data on this website, other than by a consumer looking to purchase real estate, is prohibited. Copyright concerns: see our DMCA notice. Listing information © 2026 Midwest Real Estate Data LLC (MRED).
