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ActiveMLS #: 127570461 / 25Get an accurate number
ActiveMLS #: 127570461 / 253 Beds · 2 Baths
$429,900
640 N Locust Street, Frankfort IL, 60423
Est. payment: $3,005/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Built in
1968
Property type
Detached Single
Listed by Ivan Santos with O'Neil Property Group, LLC
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to this move-in ready, four-bedroom, two-bathroom split-level home featuring timeless brick and cedar curb appeal, immaculate landscaping, and an unbeatable location directly across the street from Lincoln-Way East High School. Step inside to an abundance of natural light showcasing beautiful flooring throughout a bright, spacious living room and formal dining area that seamlessly transitions into a well-appointed kitchen equipped with modern stainless steel appliances. The upper level hosts three comfortable bedrooms and a full bath, while the inviting lower level offers a cozy family room and a second full bath-perfect for hosting guests. Up for endless possibilities, the massive sub-basement includes a completed fourth bedroom alongside ample unfinished space ready for your custom touches. Outside, enjoy a serene backyard featuring a lovely deck with plenty of room to add a pool or build your dream outdoor oasis, plus a two-car garage for all your parking and storage needs. Located just minutes from top-rated schools, lush parks, dining, and shopping, this exceptional property has it all-schedule your private tour today!
Location
640 N Locust Street, Frankfort IL, 60423
- Township
- Frankfort
- County
- Will
- Area
- Frankfort
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Total rooms
- 9
- Appliances
- Range, Microwave, Dishwasher, Refrigerator
- Basement
- Partially Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Construction
- Brick, Cedar
- Lot size
- 0.25 to 0.49 acres (11,900 sq ft)
- Garage spaces
- 2
- Parking
- Concrete, Garage Owned, Attached, Driveway, Owned, Garage
- Total parking
- 6
- Sewer
- Public Sewer
- Water
Listing details
- MLS number
- 12757046
- Status
- Active
- Property type
- Detached Single
- Year built
- 1968
- Town
- Frankfort
- ZIP
- 60423
- Updated
- Sep 18, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,005
Principal, interest, and estimated taxes.
Loan $343,920 Down $85,980
- Principal and interest
- $2,277
- Property taxes (2024, per the listing)
- $728
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 1:55 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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