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ActiveMLS #: 127568911 / 47Get an accurate number
ActiveMLS #: 127568911 / 474 Beds · 3.5 Baths · 1,550 sq ft
$599,000
1225 Ash Street, St. Charles IL, 60174
Est. payment: $3,628/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$386
Built in
1948
Property size
1,550 sq ft
Lot size
0.21 acres
Property type
Detached Single
Listed by Chris Wallace with @properties Christie's International Real Estate
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to 1225 Ash in St. Charles; a like-new construction home on a quiet street and perfect location. Offering over 2,250 square feet of finished living space plus nearly 500 square feet of covered outdoor living, this beautifully renovated and expanded home delivers the space, finishes, and functionality of a brand-new home while offering the character, flexibility, and established location buyers love. Extensively renovated and expanded in 2026, the home features a bright, open layout with a beautifully updated kitchen showcasing granite countertops, stainless steel appliances, and a large island. Just off the kitchen, the screened 3-season room creates an incredible extension of the living space, perfect for entertaining, relaxing, or enjoying meals with family and friends while providing an additional dining option. The main level offers exceptional flexibility with a 4th bedroom that can be used as a guest bedroom, first-floor primary suite, home office, or playroom, along with a full hall bath. Upstairs, the spacious primary suite offers a hotel-like retreat with a spa-inspired bath featuring a soaking tub, steam shower, and body sprayers, plus a huge walk-in closet. Two additional bedrooms complete the second floor, while the finished basement provides even more versatile living space along with a convenient half bath and dedicated laundry room. Outside, the 50' x 182' fenced lot is a true standout, offering plenty of room for entertaining, play, gardening, or simply enjoying the outdoors, and the property also provides the opportunity to add a garage accessed from the alley. A composite front porch gives this home the curb appeal homeowners dream of. Extensive updates include a new roof and siding, dual-zone HVAC, tankless water heater, and much more, providing the peace of mind and modern efficiency you'd expect from new construction. Ideally located just 1 mile from both downtown St. Charles and Geneva, you'll enjoy easy access to the vibrant restaurant and brewery scene in downtown St. Charles, Mount St. Mary Park, the Fox River, and Geneva's historic Third Street, renowned for its shopping, restaurants, and charm. Modern, spacious, exceptionally flexible, and completely renovated, this home offers the best of new construction without giving up the yard, outdoor living, and incredible location that make this opportunity so special.
Location
1225 Ash Street, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Total rooms
- 6
- Living area
- 1,550 sq ft (Estimated)
- Interior features
- Walk-In Closet(s), Granite Counters
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop
- Laundry
- Gas Dryer Hookup, Electric Dryer Hookup
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- Circuit Breakers
Exterior and lot
- Construction
- Other, Clad Trim, Wood Siding
Listing details
- MLS number
- 12756891
- Status
- Active
- Property type
- Detached Single
- Year built
- 1948
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 18, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,628
Principal, interest, and estimated taxes.
Loan $479,200 Down $119,800
- Principal and interest
- $3,172
- Property taxes (2025, per the listing)
- $456
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Similar properties
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