Loading homes
Back to search
ActiveMLS #: 127549191 / 31Get an accurate number
ActiveMLS #: 127549191 / 313 Beds · 3 Baths · 2,474 sq ft
$529,900
38W274 Bernice Drive, St. Charles IL, 60174
Est. payment: $3,466/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$214
Built in
1975
Property size
2,474 sq ft
Lot size
0.459 acres
Property type
Detached Single
Listed by Robert Wolinski with Coldwell Banker Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to this beautifully updated, move-in-ready home in the heart of St. Charles! This exceptional 3-bedroom, 3-bathroom property offers the perfect blend of modern updates, functional living space, and an incredible outdoor retreat. Step inside to discover brand-new wood flooring, new interior doors, fresh paint throughout, and new carpet in the finished basement. The updated kitchen features elegant quartz countertops, stainless steel appliances, and plenty of space for cooking and entertaining. The finished basement can double as a private in-law suite, providing flexible living arrangements for guests or extended family. Enjoy peace of mind with numerous exterior upgrades, including Renewal by Andersen windows, durable Hardie siding, custom garage doors, an expanded driveway, and updated exterior lighting. Outdoor living is where this home truly shines. Relax on the screened-in porch, entertain under the beautiful pergola on the Trex deck, or gather with friends and family on the spacious concrete patio. The large backyard also features two brand-new storage sheds (10' x 16' and 8' x 8')-perfect for "his and hers" storage, hobbies, or gardening supplies. Raised garden boxes, established blackberry and raspberry bushes, and stunning perennial landscaping create a private backyard oasis you'll enjoy season after season. Conveniently located within walking distance of Otter Cove Aquatic Park, Hickory Knolls Discovery Center & Nature Preserve, basketball courts, soccer fields, pickleball courts, and walking trails, this home offers an unbeatable combination of recreation and convenience. Located in the highly coveted St. Charles Community Unit School District 303, this home provides access to one of the area's most sought-after school systems. With thoughtful updates throughout, outstanding outdoor amenities, and an ideal location, this turnkey St. Charles home is ready for its next owners to move in and enjoy!
Location
38W274 Bernice Drive, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 3
- Full bathrooms
- 3
- Total rooms
- 8
- Living area
- 2,474 sq ft (Estimated)
- Interior features
- In-Law Floorplan, Quartz Counters
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned
- Laundry
- Gas Dryer Hookup, Sink
- Flooring
- Hardwood, Laminate, Carpet
- Fireplaces
- 1 (Living Room)
- Basement
- Finished, Walk-Out Access
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- 200+ Amp Service
Exterior and lot
Listing details
- MLS number
- 12754919
- Status
- Active
- Property type
- Detached Single
- Year built
- 1975
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 15, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,466
Principal, interest, and estimated taxes.
Loan $423,920 Down $105,980
- Principal and interest
- $2,806
- Property taxes (2025, per the listing)
- $660
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Similar properties
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 5:52 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Midwest Real Estate Data LLC (MRED), if any and as amended from time to time.
Some listings have been excluded from this website. This site shows homes in Will, Kankakee, DuPage, Grundy, Kendall, Kane, LaSalle, Iroquois, Livingston, and Ford counties and the southern half of Cook County.
Any use or search of the data on this website, other than by a consumer looking to purchase real estate, is prohibited. Copyright concerns: see our DMCA notice. Listing information © 2026 Midwest Real Estate Data LLC (MRED).
