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Active Under ContractMLS #: 127520581 / 24Get an accurate number
Active Under ContractMLS #: 127520581 / 242 Beds · 2 Baths · 1,171 sq ft
$395,000
15 S 10th Street, St. Charles IL, 60174
Est. payment: $2,771/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$337
Built in
1958
Property size
1,171 sq ft
Lot size
0.2 acres
Property type
Detached Single
Listed by Robert Kopp with eXp Realty - Geneva
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to this charming, updated brick ranch nestled in the heart of St. Charles - just a short walk to downtown shops, restaurants, festivals, and entertainment. Families will love being within walking distance of Richmond Elementary and Thompson Middle School in the highly regarded St. Charles School District 303, plus easy access to the Metra, Randall Road, and nearby parks. Inside, you'll find stylish modern finishes and an abundance of living space - completely move-in ready! The window-lined living room and spacious family room each feature fireplaces, flooding the home with warmth and natural light. The gorgeous kitchen boasts granite countertops, custom cabinetry, a closet pantry, eating area, vintage built-in hutch, gas stovetop, and updated stainless steel appliances. The main floor offers two spacious bedrooms and an updated full bath. The finished basement adds two more bedrooms, a full bath with whirlpool tub, a wet bar with recessed lighting, a large rec room with brick fireplace, and a laundry/utility room. Three fireplaces total - two gas and one wood-burning - create cozy gathering spaces throughout. Outside, enjoy the 2022 Trek deck, a patio fire pit, peaceful open-field views to the east, and garden bed space. A permitted shed with electricity (2021) adds versatile storage. Recent updates include a new blacktop driveway (2024), HVAC (2021), remodeled sunroom with updated fireplace (2021), new stainless steel refrigerator (2024) and dishwasher (2023), Samsung washer/dryer (2020), new bathroom flooring and vanity (2026), fresh paint throughout (2026), and brand new carpet (2026). This home truly has it all!
Location
15 S 10th Street, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 2
- Full bathrooms
- 2
- Total rooms
- 7
- Living area
- 1,171 sq ft (Assessor)
- Interior features
- Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
- Laundry
- Sink
- Flooring
- Hardwood
- Fireplaces
- 3 (Family Room, Living Room, Other)
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
Exterior and lot
- Style
- Ranch
Listing details
- MLS number
- 12752058
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1958
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 12, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,771
Principal, interest, and estimated taxes.
Loan $316,000 Down $79,000
- Principal and interest
- $2,092
- Property taxes (2025, per the listing)
- $679
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 3:05 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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