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ActiveMLS #: 127504141 / 52Get an accurate number
ActiveMLS #: 127504141 / 525 Beds · 4.5 Baths · 3,339 sq ft
$735,000
3605 Harmony Circle, Elgin IL, 60124
Est. payment: $5,105/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$220
Built in
2019
Property size
3,339 sq ft
Lot size
0.21 acres
Property type
Detached Single
Listed by Katelyn Mucci Segura with Baird & Warner
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to a home designed for gathering, celebrating, and making memories. This beautifully appointed 5-bedroom, 4.5-bath home offers an open-concept layout with exceptional space and flexibility. The soaring two-story family room flows seamlessly into the kitchen, creating the perfect setting for everyday connection and entertaining. A main-level fifth bedroom provides flexibility for an office, guest room, or playroom. The cozy sunroom offers a peaceful retreat for morning coffee or quiet reflection. Upstairs, the spacious primary suite features a tray ceiling and private bath, while three additional bedrooms offer Jack-and-Jill and private bath access. The fully finished basement is made for gathering, featuring an open layout, wet bar, and full bath perfect for holidays, game nights, and entertaining. Outside, enjoy the updated patio, built-in grill, fully fenced yard, and evenings around the fire pit. Best of all, watch Fourth of July fireworks right from your backyard. Additional highlights include hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, high-efficiency furnace, and solar panels. A home that truly brings people together!
Location
3605 Harmony Circle, Elgin IL, 60124
- Township
- Plato
- County
- Kane
- Subdivision
- Highland Woods
- Area
- Elgin
Interior
- Bedrooms
- 5
- Full bathrooms
- 4
- Half bathrooms
- 1
- Total rooms
- 10
- Living area
- 3,339 sq ft (Builder)
- Interior features
- Cathedral Ceiling(s)
- Appliances
- Double Oven, Microwave, Dishwasher, Disposal, Stainless Steel Appliance(s), Cooktop
- Laundry
- Main Level, Gas Dryer Hookup, In Unit
- Flooring
- Hardwood
- Fireplaces
- 1 (Family Room)
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers, 200+ Amp Service, Photovoltaics Third-Party Owned
Listing details
- MLS number
- 12750414
- Status
- Active
- Property type
- Detached Single
- Year built
- 2019
- Town
- Elgin
- ZIP
- 60124
- Updated
- Sep 19, 2026
Estimate your payment
Term, years
Your monthly payment will be
$5,105
Principal, interest, and estimated taxes.
Loan $588,000 Down $147,000
- Principal and interest
- $3,892
- Property taxes (2025, per the listing)
- $1,213
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 11:58 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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