Rife Realty · Nick Rife, Managing Broker · (815) 258-1471 · Nick@RifeRealty.com · riferealty.com
Active Under ContractMLS #: 127487071 / 224 Beds
$469,000
Est. payment: $3,083/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Built in
1973
Property type
Two to Four Units
Listed by Sarah Leonard with Legacy Properties, A Sarah Leonard Company, LLC
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Great opportunity in an ideal location for an investor or multi-generational living! This side-by-side ranch duplex offers two 2-bedroom units, each with a private entrance, full basement, fenced yard, patio, and its own attached 1-car garage space. With approximately 975 square feet on the main level of each unit, the property offers nearly identical footprints with additional basement space that gives each side even more flexibility. Unit 178 takes it a step further with a finished basement featuring a spacious recreation area, bar, second full bathroom, and washer and dryer, creating great additional living and entertaining space. A storage shed provides even more functionality. Unit 176 offers a full unfinished basement with plenty of room for storage and future possibilities. Both units include a stove, refrigerator, dishwasher, microwave, disposal, washer and dryer. Whether you're looking to add a duplex to your investment portfolio, live in one side while generating income from the other, or create a setup that keeps family close while everyone maintains their own space, this property offers options that are hard to find. Both units are currently tenant occupied, with Unit 176 leased through November 30, 2026 and Unit 178 on a month-to-month lease, giving the next owner built-in rental income with future flexibility. Ideally located near Downtown Elgin, the Fox River, Metra, Gail Borden Public Library, The Centre of Elgin, parks, trails, shopping, dining and more! With easy access to Route 20, Route 31 and I-90, this is a location that adds even more appeal for tenants, owner occupants and investors alike.
176-178 N Dubois Avenue, Elgin IL, 60123
Your monthly payment will be
$3,083
Principal, interest, and estimated taxes.
Ballpark estimated payments for planning. Not a quote or a preapproval.
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.


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$449,900
2 bd · 3 ba · 1,858 sq ft
281 Governors Lane Unit 281, Elgin IL, 60123
