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Active Under ContractMLS #: 127381211 / 45Get an accurate number
Active Under ContractMLS #: 127381211 / 452 Beds · 1 Baths · 1,012 sq ft
$275,000
121 S Commonwealth Avenue, Elgin IL, 60123
Est. payment: $1,869/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$272
Built in
1954
Property size
1,012 sq ft
Lot size
0.1515 acres
Property type
Detached Single
Listed by Tanya Trapani with Suburban Life Realty, Ltd
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Solid and well-maintained brick ranch near Abbott Middle School and neighborhood park/playground. Eat in kitchen with oak cabinetry. Hardwood floors throughout the home, except for the kitchen and bathroom. Bedrooms and main living spaces have been freshly painted. Basement includes recreation room w/ dry bar, lots of storage space and laundry area (includes washer and dryer). New roof in 2026, not including garage roof. New energy efficient windows, gutters, fascia and siding (2019). New ceiling fan in living room (2026). Attic insulated in 2021. Concrete patio in the back yard with gas grill that plugs directly into the home, no need for a propane tank.
Location
121 S Commonwealth Avenue, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 1
- Total rooms
- 4
- Living area
- 1,012 sq ft (Landlord/Tenant/Seller)
- Basement
- Partially Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Construction
- Brick
- Lot size
- 0.15 acres (0.1515)
- Garage spaces
- 1
- Parking
- Concrete, Detached, Garage
- Total parking
- 1
- Sewer
- Public Sewer
- Water
- Public
Listing details
- MLS number
- 12738121
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1954
- Town
- Elgin
- ZIP
- 60123
- Updated
- Aug 25, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,869
Principal, interest, and estimated taxes.
Loan $220,000 Down $55,000
- Principal and interest
- $1,456
- Property taxes (2025, per the listing)
- $413
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 3:05 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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