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Active Under ContractMLS #: 127340871 / 26Get an accurate number
Active Under ContractMLS #: 127340871 / 263 Beds · 2 Baths · 1,150 sq ft
$297,000
4520 Douglas Road, Oswego IL, 60543
Est. payment: $2,073/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$258
Built in
1970
Property size
1,150 sq ft
Lot size
0.7622 acres
Property type
Detached Single
Listed by Courtney DeLeo with Keller Williams Innovate - Aurora
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
PRICE REDUCTION!! Plus! a $7,000 driveway allowance in the form of "Cash back at closing." Don't miss your opportunity to own this 3-bedroom, 2-bathroom ranch nestled on a beautiful .76-acre corner lot in unincorporated Oswego with no HOA! Come in with an open mind and your personal touches! Cherished by the same family for decades, this home is in need of some updating a little TLC, but offers great bones, a solid layout, and plenty of opportunity to make it your own. Inside, you'll find three generously sized bedrooms, including a spacious primary bedroom, along with a comfortable living room and an inviting eat-in kitchen. The wood burning fireplace brings warmth and charm to the living area. The full unfinished basement provides an abundance of additional space for storage, a workshop, recreation, or future finishing possibilities. Recent updates include a new roof and HVAC system that are both under 10 years old, offering valuable peace of mind, as well as a whole home water conditioning system valued at over $6,000. While the home is in great condition, it is ready for some cosmetic updates, giving the next owner the opportunity to bring their own style and vision to this well-established property. Step outside and enjoy the privacy this expansive lot provides. Mature trees and established shrubs create a beautiful natural backdrop and a peaceful buffer around the backyard. The outdoor space is truly special, featuring a spacious brick paver patio with a built-in fireplace-perfect for entertaining, relaxing, or enjoying evenings around the fire. A charming, operating mini pond adds another unique touch to the backyard setting. If you're looking for space, privacy, and the freedom of an unincorporated location with no HOA, this Oswego ranch is full of possibilities and ready for its next chapter.
Location
4520 Douglas Road, Oswego IL, 60543
- Township
- Oswego
- County
- Kendall
- Area
- Oswego
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Total rooms
- 6
- Living area
- 1,150 sq ft (Other)
- Interior features
- Vaulted Ceiling(s), Dry Bar
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener, Water Softener Owned
- Fireplaces
- 1 (Living Room)
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers
Exterior and lot
- Style
- Ranch
- Construction
- Wood Siding
Listing details
- MLS number
- 12734087
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1970
- Town
- Oswego
- ZIP
- 60543
- Updated
- Sep 17, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,073
Principal, interest, and estimated taxes.
Loan $237,600 Down $59,400
- Principal and interest
- $1,573
- Property taxes (2025, per the listing)
- $500
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 4:35 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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