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Active Under ContractMLS #: 127328021 / 28Get an accurate number
Active Under ContractMLS #: 127328021 / 282 Beds · 1 Baths · 1,491 sq ft
$300,000
319 Oak Street, Elgin IL, 60123
Est. payment: $2,035/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$201
Built in
1923
Property size
1,491 sq ft
Property type
Detached Single
Listed by Christopher Davis with Inspire Realty Group LLC
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Charming bungalow in a convenient Elgin location, just minutes from downtown Elgin! This well-maintained home offers comfortable living spaces, abundant natural light, and plenty of storage throughout. The light-filled main level features a spacious living room with an abundance of windows, a nicely sized dining room, two generously sized bedrooms, a versatile den/office, and a full bathroom. The main level has been freshly painted, creating a bright and inviting atmosphere. The kitchen offers tons of cabinet space and plenty of room to accommodate your everyday needs. The finished basement provides additional living space with a large recreation room, along with plenty of storage and a workspace in the utility room. Enjoy your morning coffee or unwind at the end of the day on the enclosed front porch surrounded by windows, or head outside to the patio and peaceful yard. A storage shed provides even more space for tools and outdoor equipment. The property also features a driveway with parking for multiple vehicles and a 1-car garage. Ideally located within a short distance of schools, downtown Elgin, the Metra train station, and Wing Park. A great opportunity to own a charming home in a convenient location!
Location
319 Oak Street, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 1
- Total rooms
- 6
- Living area
- 1,491 sq ft (Assessor)
- Basement
- Partially Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Construction
- Aluminum Siding
- Roof
- Asphalt
- Lot size
- Less Than .25 acres (49X201X49X201)
- Garage spaces
- 1
- Parking
- Concrete, Detached, Garage
- Total parking
- 1
- Sewer
- Public Sewer
Listing details
- MLS number
- 12732802
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1923
- Town
- Elgin
- ZIP
- 60123
- Updated
- Aug 17, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,035
Principal, interest, and estimated taxes.
Loan $240,000 Down $60,000
- Principal and interest
- $1,589
- Property taxes (2025, per the listing)
- $446
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 8:05 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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