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ActiveMLS #: 127309401 / 30Get an accurate number
ActiveMLS #: 127309401 / 302 Beds · 2.5 Baths · 1,626 sq ft
$319,319
991 Reserve Drive, Elgin IL, 60124
Est. payment: $2,200/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$196
Built in
2008
Property size
1,626 sq ft
Property type
Townhouse-2 Story
Listed by Rachael Ivanovic with HomeSmart Connect LLC
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.
Location
991 Reserve Drive, Elgin IL, 60124
- Township
- Elgin
- County
- Kane
- Subdivision
- The Reserve of Elgin
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 7
- Living area
- 1,626 sq ft (Assessor)
- Square footage notes
- Buyer to verify
- Interior features
- Vaulted Ceiling(s), Cathedral Ceiling(s), Storage, Walk-In Closet(s), Open Floorplan, Pantry
- Laundry
- Main Level, Washer Hookup, In Unit, Laundry Closet
- Fireplaces
- 1 (Basement)
- Basement
- Finished, Daylight
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Electric
- Circuit Breakers
Exterior and lot
Listing details
- MLS number
- 12730940
- Status
- Active
- Property type
- Townhouse-2 Story
- Year built
- 2008
- Town
- Elgin
- ZIP
- 60124
- Updated
- Sep 20, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,200
Principal, interest, and estimated taxes.
Loan $255,455 Down $63,864
- Principal and interest
- $1,691
- Property taxes (2025, per the listing)
- $509
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 3:34 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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