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PendingMLS #: 127298801 / 22Get an accurate number
PendingMLS #: 127298801 / 226 Beds
$344,900
312 S Spencer Street, Aurora IL, 60505
Est. payment: $2,140/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Built in
1904
Lot size
0.14 acres
Property type
Two to Four Units
Listed by Katherine Vences with RE/MAX Mi Casa
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Well-maintained legal 2-unit building located at 312 S Spencer St, Aurora, IL. Each unit features 2 bedrooms and 1 bathroom, offering comfortable layouts and strong rental potential. The property also includes a finished basement with 2 additional bedrooms and 1 full bathroom, providing extra living space that could be ideal for extended family, recreation, or additional rental possibilities (buyer to verify compliance). Exterior features include a long driveway with ample off-street parking, making it convenient for multiple occupants. Great opportunity for investors or owner-occupants looking to live in one unit while generating income from the other. Located near schools, shopping, dining, and with easy access to major roads and transportation.Well-maintained legal 2-unit building located at 312 S Spencer St, Aurora, IL. Each unit features 2 bedrooms and 1 bathroom, offering comfortable layouts and strong rental potential. The property also includes a finished basement with 2 additional bedrooms and 1 full bathroom, providing extra living space that could be ideal for extended family, recreation, or additional rental possibilities (buyer to verify compliance). Exterior features include a long driveway with ample off-street parking, making it convenient for multiple occupants. Great opportunity for investors or owner-occupants looking to live in one unit while generating income from the other. Located near schools, shopping, dining, and with easy access to major roads and transportation.
Location
312 S Spencer Street, Aurora IL, 60505
- Township
- Aurora
- County
- Kane
- Area
- Aurora / Eola
Interior
- Bedrooms
- 6
- Total rooms
- 7
- Basement
- Finished, Full
- Heating
- Forced Air
Exterior and lot
- Style
- Other
- Construction
- Vinyl Siding
- Lot size
- 0.14 acres (146X41X146X40)
- Garage spaces
- 2.5
- Parking
- Garage Owned, Detached, Owned, Garage
- Total parking
- 4.5
- Sewer
- Public Sewer
- Water
- Public
Schools
- Elementary
- John Gates Elementary School
Listing details
- MLS number
- 12729880
- Status
- Pending
- Property type
- Two to Four Units
- Year built
- 1904
- Town
- Aurora
- ZIP
- 60505
- Updated
- Sep 19, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,140
Principal, interest, and estimated taxes.
Loan $275,920 Down $68,980
- Principal and interest
- $1,826
- Property taxes (2024, per the listing)
- $314
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 11:20 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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