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Active Under ContractMLS #: 127262301 / 20Get an accurate number
Active Under ContractMLS #: 127262301 / 205 Beds · 3 Baths · 2,800 sq ft
$609,030
538 Lismore Circle, Elgin IL, 60124
Est. payment: $4,494/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and estimated taxes
Price per sq ft
$218
Built in
2026
Property size
2,800 sq ft
Property type
Detached Single
Listed by Bill Flemming with HomeSmart Connect LLC
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
5 BEDROOM 3 CAR GARAGE OPTION * NOVEMBER DELIVERY!!! HOMESITE #0084 The first level of this two-story home is dedicated to the communal living and dining spaces, arranged among a convenient and contemporary open floorplan. The well-equipped kitchen is complemented by a spacious walk-in pantry, * MAIN FLOOR BEDROOM AND FULL BATH. All four bedrooms surround a versatile loft on the second floor, including the owner's suite with a private bathroom and spacious walk-in closet. Exterior will be James Hardie in RICH EXPRESSO color siding with GRAYSTONE Brick (pic for reference ONLY). *Photos are not this actual home* Waterford offers fantastic onsite amenities including a clubhouse, swimming pool, fitness center, two community parks, walking trails and a tot lot. Elgin provides a serene lifestyle and convenient access to unique boutiques, shops and entertainment in a charming and vibrant downtown area, with tranquil parks, local recreation and much more all within reach.
Location
538 Lismore Circle, Elgin IL, 60124
- Township
- Plato
- County
- Kane
- Subdivision
- Waterford
- Area
- Elgin
Interior
- Bedrooms
- 5
- Full bathrooms
- 3
- Total rooms
- 10
- Living area
- 2,800 sq ft (Builder)
- Appliances
- Range, Microwave, Dishwasher, Disposal, Stainless Steel Appliance(s)
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
Exterior and lot
- Construction
- Stone, Other
- Roof
- Asphalt
- Lot size
- 0.25 to 0.49 acres (17,127 sq ft)
- Garage spaces
- 3
- Parking
- Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
Listing details
- MLS number
- 12726230
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 2026
- Town
- Elgin
- ZIP
- 60124
- Updated
- Sep 8, 2026
Estimate your payment
Term, years
Your monthly payment will be
$4,494
Principal, interest, and estimated taxes.
Loan $487,224 Down $121,806
- Principal and interest
- $3,225
- Estimated property taxes
- $1,269
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 8:19 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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