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Active Under ContractMLS #: 127253341 / 23Get an accurate number
Active Under ContractMLS #: 127253341 / 232 Beds · 1 Baths · 2,178 sq ft
$475,000
1316 S 4th Street, St. Charles IL, 60174
Est. payment: $3,275/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$218
Built in
1953
Property size
2,178 sq ft
Property type
Detached Single
Listed by Kristy Sreenan with Baird & Warner Fox Valley - Geneva
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
All brick ranch on a large, fully fenced yard, in a terrific location! Nearly 2,500 square feet of updated living space and move in ready. The entry way flows into a large living room with hardwood flooring, anchored by a completely renovated fireplace with custom shelving on either side. Big picture windows look out over the tree lined street. Just off the entry way, a second bedroom or office space with board and batten walls, built in shelving, and a cedar closet, ideal for a home office or guest space. The primary bedroom offers generous closet space and overlooks the backyard. Hardwood flooring runs through the living room, this second bedroom, the primary bedroom, and the hallway connecting them. The bathroom has been completely redone with a floating wood vanity, brass fixtures, and a fluted glass tub surround. Just outside the kitchen, a tiled pantry with a mini fridge makes a great coffee station. The kitchen has butcher block counters and stainless steel appliances. A 4 season sun room off the kitchen offers views of the fenced backyard. Downstairs, the finished basement offers a large family room and a generously sized third bedroom, both with new flooring and drywall, plus full waterproofing by Everseal. The unfinished area includes a laundry space with large sinks and plenty of room for storage. Outside features professional landscaping with raised garden beds, solar powered fence lights, a new storage shed, and a fire pit. The oversized attached two car garage comes with epoxy floors, built in cabinetry, modular slat wall organizers, and extra lighting. Ready for its next owner!
Location
1316 S 4th Street, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 2
- Full bathrooms
- 1
- Total rooms
- 7
- Living area
- 2,178 sq ft (Other)
- Interior features
- 1st Floor Bedroom, Built-in Features
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
- Flooring
- Hardwood, Laminate
- Fireplaces
- 2 (Living Room, Basement)
- Basement
- Finished, Rec/Family Area, Full
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- Circuit Breakers, 200+ Amp Service
Exterior and lot
- Style
- Ranch
Listing details
- MLS number
- 12725334
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1953
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 12, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,275
Principal, interest, and estimated taxes.
Loan $380,000 Down $95,000
- Principal and interest
- $2,515
- Property taxes (2025, per the listing)
- $760
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 8:05 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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