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ActiveMLS #: 127231011 / 29Get an accurate number
ActiveMLS #: 127231011 / 292 Beds · 1 Baths · 996 sq ft
$309,000
207 Second Street, Elgin IL, 60123
Est. payment: $1,989/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$310
Built in
1950
Property size
996 sq ft
Property type
Detached Single
Listed by Georgiana Iwas with Coldwell Banker Realty
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome home to this beautifully updated 2-bedroom, 1-bath home offering comfort and convenience. The enclosed front porch welcomes you into the home and provides a cozy space to enjoy year-round. The property features a heated attached garage with A/C, carport, and a long driveway with parking for up to 8 cars. The bathroom has been thoughtfully updated with a walk-in shower with handrails, along with a new toilet, sink, and vanity. Throughout the home, new vinyl plank flooring adds a modern look. The freshly painted kitchen features granite countertops, recessed lighting, and LED under- cabinet lighting. The primary bedroom features vaulted ceilings and a French door leading to the back deck. The private fenced backyard offers room to relax and entertain, with an updated deck and a heated workshop in the back-ideal for hobbies, projects, or additional storage. Additional improvements include new siding and gutters in 2023 and a Navien hot water heater installed in 2024. With approximately $60,000 in updates and upgrades, this home offers exceptional value and plenty of desirable features. Located near parks, schools, shopping, dining, and major roadways, this home puts everything Elgin has to offer within easy reach. Don't miss this wonderful opportunity to own a home in a great location. Schedule your private showing today!
Location
207 Second Street, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 1
- Total rooms
- 5
- Living area
- 996 sq ft (Assessor)
- Laundry
- In Garage
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Construction
- Vinyl Siding
- Lot size
- Less Than .25 acres (60.00 X 153.00)
- Garage spaces
- 1
- Parking
- Garage Owned, Attached, Garage
- Total parking
- 1
- Sewer
- Septic Tank
- Water
- Public
Listing details
- MLS number
- 12723101
- Status
- Active
- Property type
- Detached Single
- Year built
- 1950
- Town
- Elgin
- ZIP
- 60123
- Updated
- Sep 16, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,989
Principal, interest, and estimated taxes.
Loan $247,200 Down $61,800
- Principal and interest
- $1,636
- Property taxes (2022, per the listing)
- $353
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 10:30 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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