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Active Under ContractMLS #: 127198621 / 34Get an accurate number
Active Under ContractMLS #: 127198621 / 342 Beds · 2 Baths · 1,038 sq ft
$285,000
85 WILCOX Avenue, Elgin IL, 60123
Est. payment: $1,897/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$275
Built in
1900
Property size
1,038 sq ft
Property type
Detached Single
Listed by Brenda Puga with Brenda E Puga
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to this beautifully maintained Brick Bungalow, perfectly situated on a desirable corner lot close to major streets, schools, and shopping. The main level boasts a bright kitchen with a cozy breakfast nook, ideal for morning coffee. Downstairs, the full finished basement offers incredible flexibility with a dedicated family room featuring a wet bar for entertaining, an extra bedroom, and a versatile den/office space perfect for guests, hobbies, or working from home. Step outside into your private, spacious fenced oasis, beautifully landscaped with mature trees, bushes, and vibrant perennials. The outdoor patio comes complete with a cabana, creating the perfect setting for summer gatherings. Additional highlights include low property taxes, a walk-up attic with excellent potential for future living space, a new air conditioning system installed in 2022, and brand-new vinyl windows and patio updated in 2025. This home blends classic charm with practical modern updates! ***Multiple offers received. Best & Highest due 8/1 at 4pm***
Location
85 WILCOX Avenue, Elgin IL, 60123
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 2
- Full bathrooms
- 2
- Total rooms
- 8
- Living area
- 1,038 sq ft (Assessor)
- Interior features
- Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Separate Dining Room
- Appliances
- Range, Refrigerator, Washer, Stainless Steel Appliance(s), Range Hood
- Laundry
- Gas Dryer Hookup, In Unit
- Flooring
- Laminate
- Fireplaces
- 1 (Living Room)
- Basement
- Finished, Egress Window, Block, 8 ft + pour, Rec/Family Area, Storage Space, Full
- Cooling
- Small Duct High Velocity
- Heating
- Natural Gas, Steam, Radiator(s)
- Electric
- Circuit Breakers
Exterior and lot
Listing details
- MLS number
- 12719862
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1900
- Town
- Elgin
- ZIP
- 60123
- Updated
- Aug 1, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,897
Principal, interest, and estimated taxes.
Loan $228,000 Down $57,000
- Principal and interest
- $1,509
- Property taxes (2025, per the listing)
- $388
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 4:25 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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