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ActiveMLS #: 127126731 / 51Get an accurate number
ActiveMLS #: 127126731 / 514 Beds · 3.5 Baths · 2,714 sq ft
$419,000
176 S Channing Street, Elgin IL, 60120
Est. payment: $2,935/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$154
Built in
2006
Property size
2,714 sq ft
Property type
Detached Single
Listed by Robin McGinn with RE/MAX IMPACT
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!
Location
176 S Channing Street, Elgin IL, 60120
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Total rooms
- 8
- Living area
- 2,714 sq ft (Assessor)
- Interior features
- Cathedral Ceiling(s), High Ceilings
- Laundry
- Main Level, Gas Dryer Hookup, In Unit
- Flooring
- Hardwood
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- Photovoltaics Seller Owned, Photovoltaics Third-Party Owned
Exterior and lot
- Construction
- Other
Listing details
- MLS number
- 12712673
- Status
- Active
- Property type
- Detached Single
- Year built
- 2006
- Town
- Elgin
- ZIP
- 60120
- Updated
- Aug 28, 2026
Estimate your payment
Term, years
Your monthly payment will be
$2,935
Principal, interest, and estimated taxes.
Loan $335,200 Down $83,800
- Principal and interest
- $2,219
- Property taxes (2025, per the listing)
- $716
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
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