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Active Under ContractMLS #: 127067811 / 42Get an accurate number
Active Under ContractMLS #: 127067811 / 424 Beds · 2.5 Baths · 2,979 sq ft
$539,000
2900 Kelly Drive, Elgin IL, 60124
Est. payment: $3,853/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$181
Built in
2006
Property size
2,979 sq ft
Property type
Detached Single
Listed by Aleksandra Chadiev with Urban Abodes Chicago
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to 2900 Kelly Drive-a beautifully upgraded, move-in-ready home offering nearly 3,000 square feet of living space, plus a full basement with approximately 1,400 additional square feet. Situated on a premium east-facing corner lot overlooking a pond, this impressive full-brick-front home is filled with natural light and features a spacious, fully fenced backyard. The dramatic two-story foyer opens to a thoughtfully designed floor plan with separate living and dining rooms, maple hardwood flooring throughout the main level, modern paint colors, oversized windows, and custom luxury LED lighting. The two-story breakfast area creates a bright and open atmosphere, while the spacious family room features a cozy fireplace. The kitchen offers granite countertops, a glass-tile backsplash, newer appliances, a high-end exhaust hood, a butler's pantry for exceptional storage and preparation space. Upstairs, the expansive primary suite features raised ceilings, upgraded flooring, and two walk-in closets. The private primary bathroom includes a double vanity, separate soaking tub and shower, and an enclosed water closet. Three additional generously sized bedrooms offer recessed lighting and excellent closet space. A separate loft with its own walk-in closet provides flexible space for a home office, playroom, media area, or 5th bedroom that can be easily transform. Additional highlights include new garage door,EV Charger in Garage, a newer roof installed in 2021, and a new furnace and central air-conditioning system installed in 2023 and brand new washer in the laundry. The full basement offers tremendous potential for future living and entertainment space, with mechanical systems positioned to maximize the usable layout. Located within the Waterford subdivision, residents enjoy access to a clubhouse, swimming pool, tennis courts, walking paths, parks, and nearby outdoor recreation. The home is served by Burlington Central Community Unit School District 301 and offers convenient access to the Randall Road corridor, shopping, restaurants, Metra service, and major expressways. Schaumburg, St. Charles, and other surrounding communities are also within easy reach. This exceptional home combines space, upgrades, location, and value-without the wait or added expense of new construction.
Location
2900 Kelly Drive, Elgin IL, 60124
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 9
- Living area
- 2,979 sq ft (Landlord/Tenant/Seller)
- Square footage notes
- Main Sq Ft: 2979, Above Grade Total Sq Ft: 2979, Unfinished Basement Sq Ft: 1431, Total Basement Sq Ft: , Aprox. Total Finished Sq Ft: 2979, Total Finished/Unfinished Sq Ft: 4410
- Interior features
- Cathedral Ceiling(s)
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop, Range Hood
- Laundry
- Electric Dryer Hookup, In Unit
- Fireplaces
- 1
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air, Zoned
Listing details
- MLS number
- 12706781
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 2006
- Town
- Elgin
- ZIP
- 60124
- Updated
- Aug 29, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,853
Principal, interest, and estimated taxes.
Loan $431,200 Down $107,800
- Principal and interest
- $2,854
- Property taxes (2025, per the listing)
- $999
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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