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Active Under ContractMLS #: 126851121 / 39Get an accurate number
Active Under ContractMLS #: 126851121 / 393 Beds · 1.5 Baths · 1,828 sq ft
$169,900
120 E Washington Avenue, Watseka IL, 60970
Est. payment: $1,484/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$93
Built in
1936
Property size
1,828 sq ft
Lot size
0.73 acres
Property type
Detached Single
Listed by Tim Smith with Smith's Real Estate Services,
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
A Home with a Story to Tell Some homes simply provide shelter. Others become part of your family's story. Welcome to 120 E. Washington Avenue, a captivating Cape Cod nestled on nearly three-quarters of an acre in the heart of Watseka. Surrounded by towering mature trees and situated on four separate lots, this property offers a rare combination of historic charm, privacy, and space seldom found within town limits. From the moment you arrive, the home's timeless architecture, prominent brick chimney, and inviting screened porch hint at the character waiting inside. Rich hardwood flooring, original built-in cabinetry, decorative millwork, and classic architectural details preserve the home's heritage while creating warm and inviting living spaces. The expansive living room serves as the heart of the home, anchored by a wood-burning fireplace perfect for gatherings on cool Illinois evenings. Nearby, the oversized kitchen offers abundant cabinetry, generous workspace, and a gas fireplace that adds warmth and charm to everyday living. Upstairs, spacious bedrooms and cozy nooks reflect the distinctive character that makes Cape Cod homes so beloved. A full basement provides exceptional storage and future possibilities. Outside, the grounds are truly special. The expansive lawn, mature shade trees, and multiple lots create a setting that feels more like a private estate than an in-town property. Whether hosting family gatherings, gardening, or simply enjoying the peaceful surroundings, this outdoor space offers endless possibilities. Recent updates including a new roof and new siding provide confidence for years to come while preserving the home's historic appeal. For buyers seeking authenticity, craftsmanship, and a home that simply cannot be replicated, 120 E. Washington Avenue is an opportunity worth experiencing.
Location
120 E Washington Avenue, Watseka IL, 60970
- Township
- Belmont
- County
- Iroquois
- Area
- Watseka
Interior
- Bedrooms
- 3
- Full bathrooms
- 1
- Half bathrooms
- 1
- Total rooms
- 7
- Living area
- 1,828 sq ft (Assessor)
- Appliances
- Range, Refrigerator, Washer, Dryer
- Fireplaces
- 2 (Living Room, Kitchen)
- Basement
- Unfinished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- Circuit Breakers
Exterior and lot
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Asphalt
Listing details
- MLS number
- 12685112
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1936
- Town
- Watseka
- ZIP
- 60970
- Updated
- Sep 10, 2026
Estimate your payment
Term, years
Your monthly payment will be
$1,484
Principal, interest, and estimated taxes.
Loan $135,920 Down $33,980
- Principal and interest
- $900
- Property taxes (2025, per the listing)
- $584
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 9:59 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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