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Active Under ContractMLS #: 126814521 / 29Get an accurate number
Active Under ContractMLS #: 126814521 / 294 Beds · 3 Baths · 2,704 sq ft
$599,000
122 Encina Drive, Naperville IL, 60540
Est. payment: $3,496/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$222
Built in
1977
Property size
2,704 sq ft
Lot size
0.23 acres
Property type
Detached Single
Listed by Hunter Andre with Baird & Warner
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Move-in ready split-level with a finished sub-basement in Naperville's sought-after Will-O-Way subdivision and award-winning District 203 schools. Lovingly maintained by the same owners for more than 20 years, this bright and beautifully updated home offers the perfect blend of comfort, functionality, and location. Fresh paint, new carpet, updated flooring, and newly renovated bathrooms create a fresh, inviting feel throughout. The spacious kitchen features white cabinetry and ample storage, while multiple living areas provide plenty of room to relax and entertain. The lower level offers a spacious family room, along with a private bedroom and bathroom ideal for guests, multi-generational living, or a dedicated home office. A finished sub-basement provides even more flexible space for a playroom, gym, media room, or additional storage. Step outside to a generous backyard with plenty of room for entertaining, gardening, or simply enjoying the outdoors. Ideally located just minutes from Downtown Naperville, parks, shopping, dining, and commuter routes. Served by highly acclaimed District 203 schools, including Elmwood Elementary, Lincoln Junior High, and Naperville Central High. A rare opportunity to own a lovingly cared-for home in one of Naperville's most established and desirable neighborhoods.
Location
122 Encina Drive, Naperville IL, 60540
- Township
- Naperville
- County
- DuPage
- Subdivision
- Will-O-Way
- Area
- Naperville
Interior
- Bedrooms
- 4
- Full bathrooms
- 3
- Total rooms
- 9
- Living area
- 2,704 sq ft (Estimated)
- Appliances
- Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Oven
- Laundry
- In Unit
- Basement
- Finished, Full
- Cooling
- Central Air
- Heating
- Natural Gas
- Electric
- Circuit Breakers, 200+ Amp Service
Exterior and lot
- Construction
- Brick
- Roof
- Asphalt
- Lot size
- 0.23 acres (80X124)
- Garage spaces
Listing details
- MLS number
- 12681452
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 1977
- Town
- Naperville
- ZIP
- 60540
- Updated
- Aug 18, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,496
Principal, interest, and estimated taxes.
Loan $479,200 Down $119,800
- Principal and interest
- $3,172
- Property taxes (2024, per the listing)
- $324
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 10:30 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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