Loading homes
Back to search
Active Under ContractMLS #: 126777641 / 25Get an accurate number
Active Under ContractMLS #: 126777641 / 254 Beds · 2.5 Baths · 2,300 sq ft
$644,900
1415 S 4th Street, St. Charles IL, 60174
Est. payment: $4,533/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$280
Built in
2017
Property size
2,300 sq ft
Property type
Detached Single
Listed by Stephanie Hawkinson with eXp Realty - Geneva
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Welcome to 1415 S. 4th Street, a stunning newer construction home ideally situated on one of the most sought-after streets in downtown St. Charles. Built in 2017 and impeccably maintained, this 4-bedroom, 2.5-bath residence offers the perfect blend of modern living and an unbeatable location. Nestled between vibrant downtown St. Charles and charming downtown Geneva, you'll enjoy easy access to award-winning restaurants, boutique shopping, festivals, and entertainment. Outdoor enthusiasts will love being just moments from the scenic Fox River Trail, offering miles of biking, running, and walking paths along the river. Inside, the home is truly move-in ready, featuring a bright, open layout, quality finishes, and thoughtful design throughout. From the spacious living areas to the well-appointed bedrooms, every space has been meticulously cared for and feels like new. Rarely does an opportunity arise to own a newer home in such a premier downtown location. Experience the convenience, lifestyle, and charm that make this area one of the most desirable places to call home.
Location
1415 S 4th Street, St. Charles IL, 60174
- Township
- St. Charles
- County
- Kane
- Area
- Campton Hills / St. Charles
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 7
- Living area
- 2,300 sq ft (Landlord/Tenant/Seller)
- Basement
- Unfinished, Partial
- Cooling
- Central Air
- Heating
- Natural Gas
Exterior and lot
- Construction
- Vinyl Siding, Cedar
- Lot size
- Less Than .25 acres (62X118X61X109)
- Garage spaces
- 2
- Parking
- Garage Owned, Detached, Garage
- Total parking
- 2
- Sewer
Listing details
- MLS number
- 12677764
- Status
- Active Under Contract
- Property type
- Detached Single
- Year built
- 2017
- Town
- St. Charles
- ZIP
- 60174
- Updated
- Sep 13, 2026
Estimate your payment
Term, years
Your monthly payment will be
$4,533
Principal, interest, and estimated taxes.
Loan $515,920 Down $128,980
- Principal and interest
- $3,415
- Property taxes (2025, per the listing)
- $1,118
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Similar properties
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 22, 2026, 12:05 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Midwest Real Estate Data LLC (MRED), if any and as amended from time to time.
Some listings have been excluded from this website. This site shows homes in Will, Kankakee, DuPage, Grundy, Kendall, Kane, LaSalle, Iroquois, Livingston, and Ford counties and the southern half of Cook County.
Any use or search of the data on this website, other than by a consumer looking to purchase real estate, is prohibited. Copyright concerns: see our DMCA notice. Listing information © 2026 Midwest Real Estate Data LLC (MRED).
