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ActiveMLS #: 125939851 / 43Get an accurate number
ActiveMLS #: 125939851 / 433 Beds · 2.5 Baths · 2,811 sq ft
$549,900
1020 Hill Avenue, Elgin IL, 60120
Est. payment: $3,483/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Price per sq ft
$196
Built in
1930
Property size
2,811 sq ft
Property type
Detached Single
Listed by Virgilio Arreguin-Solorio with My Casa Realty Corp.
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Completely rebuilt from the original concrete foundation, this exceptional home offers modern design, high-end craftsmanship, and thoughtful upgrades throughout. The open-concept main level features custom hardwood floors, a designer kitchen with quartz countertops, farm sink, peninsula, pantry, and stainless steel appliances, plus a first-floor bedroom and full bath for added convenience. Upstairs, the luxurious primary suite boasts a soaring cathedral ceiling, spa-inspired bathroom with marble finishes, automatic skylights, double floating vanity, and an oversized custom shower with body sprays, rain shower, and bench. Additional living spaces include a guest room, seating area with vaulted ceilings, and elegant glass railings. The finished basement adds valuable living space with epoxy floors, laundry room, and a full bathroom ready for finishing touches with rough in plumbing. Step outside to enjoy a beautifully designed exterior featuring a stamped concrete driveway with heated snow-melt system, custom electronic keypad gate, custom landscaping with irrigation system, deck, and private yard. The home is complete with Andersen windows, custom millwork, 200-amp electrical service, high-efficiency dual a/c and furnace systems(2019), and durable 50-year roofing. Most done with in the last 10yrs. A rare highlight is the nearly completed detached 2 story 2.5-car coach garage with 10' ceilings, heated floors, independent HVAC system, and a almost finished studio above-ideal for guest living or workspace-with rough plumbing for a bathroom and wet bar already in place. This one-of-a-kind property blends luxury, functionality, and modern design-truly move-in ready with incredible potential. A must see!!
Location
1020 Hill Avenue, Elgin IL, 60120
- Township
- Elgin
- County
- Kane
- Area
- Elgin
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Total rooms
- 7
- Living area
- 2,811 sq ft (Estimated)
- Interior features
- Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Quartz Counters
- Laundry
- In Unit, Laundry Closet, Sink
- Flooring
- Hardwood
- Basement
- Finished, Full
- Cooling
- Central Air, Zoned
- Heating
- Natural Gas, Forced Air, Sep Heating Systems - 2+, Zoned
- Electric
- 200+ Amp Service
Exterior and lot
- Construction
- Shake Siding, Stucco, Stone
Listing details
- MLS number
- 12593985
- Status
- Active
- Property type
- Detached Single
- Year built
- 1930
- Town
- Elgin
- ZIP
- 60120
- Updated
- Sep 18, 2026
Estimate your payment
Term, years
Your monthly payment will be
$3,483
Principal, interest, and estimated taxes.
Loan $439,920 Down $109,980
- Principal and interest
- $2,912
- Property taxes (2024, per the listing)
- $571
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
Similar properties
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 8:19 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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