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ActiveMLS #: 125439791 / 9Get an accurate number
ActiveMLS #: 125439791 / 90.42 acres
$149,800
7 Lydia Court, South Elgin IL, 60177
Est. payment: $952/mo · 20% down, 30-year fixed at 6.95%, principal, interest, and taxes per the listing
Lot size
0.42 acres
Property type
Land
Listed by Laura Webb with Coldwell Banker Real Estate Group
Questions about this home: Nick Rife, Rife Realty, (815) 258-1471 or Nick@RifeRealty.com
Overview
Gorgeous cul-de-sac lot ready to build in The Retreat on Stony Creek of South Elgin, just minutes from Randall Road. At just under a half acre, this homesite has the combined luxury of a serene setting with the conveniences of an established neighborhood. Private yard backing to acres of conservation land, walking path, ponds, woodlands, winding creek, and natural spaces. Improvements include paved streets, curbs, street lights, city water and sewer services, city emergency services, underground utilities for cable, gas, and electric. Lydia Court enjoys all of the amenities of the 35 acre neighborhood community. There is an annual HOA cost of approximately $600. Stop stressing about the low market inventory and build your dream home today!
Location
7 Lydia Court, South Elgin IL, 60177
- Township
- Elgin
- County
- Kane
- Subdivision
- Retreat on Stony Creek
- Area
- South Elgin
Exterior and lot
- Lot size
- 0.42 acres (R58X147X197X189)
- Total parking
- 0
- Water
- Municipal Water
- Utilities
- Electric to Site, Natural Gas Available, Sewer Connected, Cable Available
Schools
- Elementary district
- 46
- Middle district
- 46
- High school district
- 46
Taxes and ownership
- Annual taxes
- $1,905 (2024)
- Ownership
- Fee Simple
- Possession
- Closing
Listing details
- MLS number
- 12543979
- Status
- Active
- Property type
- Land
- Town
- South Elgin
- ZIP
- 60177
- Updated
- Jul 13, 2026
Estimate your payment
Term, years
Your monthly payment will be
$952
Principal, interest, and estimated taxes.
Loan $119,840 Down $29,960
- Principal and interest
- $793
- Property taxes (2024, per the listing)
- $159
Ballpark estimated payments for planning. Not a quote or a preapproval.
What this estimate includes
Principal, interest, and property taxes: the listing's reported bill when MRED has one, otherwise an estimate from typical corridor rates. Insurance and any PMI are not included, and this is not an offer of credit. Your real number depends on your credit, the lender, and the property.
Talk to Nick and he will connect you with one of his preferred lenders for a real figure.
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 21, 2026, 5:52 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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